PEP Eligibility Calculator 2026

PEP Eligibility Calculator: Personalised Employment Pass Entry and Upkeep

Short answer: the Personalised Employment Pass (PEP) is still open in 2026. You can apply if you earn a fixed monthly salary of at least S$22,500, either as an Employment Pass holder in Singapore or as an overseas professional whose last salary was paid within the past 6 months. To keep it, you must earn a fixed S$270,000 or more each calendar year and never be out of work for more than 6 months at a stretch. This PEP eligibility calculator checks both stages.

Figures checked 3 Oct 2026 against the Ministry of Manpower's (MOM) PEP eligibility, key facts and application pages. MOM's PEP pages are live with no notice of closure.

PEP Eligibility Calculator

Checks the Personalised Employment Pass entry rules and the yearly income you need to keep it. Figures from MOM.

Do any of these apply to you?

Key Takeaways

  • Entry salary: a fixed S$22,500 a month, which MOM benchmarks to the top 10% of EP holders.
  • Upkeep: a fixed salary of S$270,000 per calendar year. PEPs applied for before 1 September 2023 keep the older S$144,000 rule.
  • The pass lasts up to 3 years, is issued once only and cannot be renewed.
  • You can change jobs without a new pass and stay up to 6 months between jobs, but more than 6 months without a job means cancelling the pass.
  • Freelancers, business owners, director-shareholders and media or religious roles are excluded. The PEP does not allow you to start a business.

Who Can Apply for a PEP

RequirementMOM's rule
SalaryFixed monthly salary of at least S$22,500 (basic pay plus fixed allowances)
Employment Pass holdersApply directly; the S$22,500 is your current fixed salary
Overseas professionalsLast drawn salary paid within the 6 months before you apply
Not eligibleEP holders under the sponsorship scheme; freelancers; sole proprietors, partners, or directors who are also shareholders of an ACRA-registered company
Restricted workSome occupations, such as media and religion-related roles, are not allowed
Business activityNo starting a business or other entrepreneurial activity while on a PEP

Why the PEP Still Exists Next to the ONE Pass

The ONE Pass needs S$30,000 a month from one established employer but lasts 5 years and renews. The PEP sits below it at S$22,500 and gives 3 years of job flexibility once. For someone earning between S$22,500 and S$30,000 who wants to change employers without a new work pass each time, the PEP is the pass designed for that gap. Our ONE Pass eligibility checker shows whether you clear the higher bar.

Keeping the PEP: The Calendar-Year Rule

MOM measures upkeep by calendar year, January to December, regardless of how many months you worked in it. That catches people who join a new employer late in the year or take a long break.

PEP applied forFixed salary needed per calendar yearMonthly equivalent over 12 months
On or after 1 September 2023S$270,000S$22,500
Before 1 September 2023S$144,000S$12,000

Worked Example

Arjun's PEP was issued in 2025. He earned a fixed S$25,000 a month from January to May (S$125,000), took 3 months off between jobs, and starts a new role on S$28,000 a month in September. September to December adds S$112,000, so his year totals S$237,000: S$33,000 short of S$270,000, even though both monthly salaries are above S$22,500. His break of 3 months is within the 6-month limit, but the gap in pay is what fails the test. Starting in August instead would have added another S$28,000; he would still be S$5,000 short.

What a PEP Lets You Do

  • Work in any sector, though professions such as medicine, law and architecture still need their own registration.
  • Change jobs without applying for a new pass.
  • Stay in Singapore for up to 6 months in a row without a job while you look for the next one.
  • Bring family: a Dependant's Pass for a spouse and children under 21, and a Long-Term Visit Pass for a common-law spouse, step-children under 21 and parents.
Cost or timingFigure
Application feeS$105
Issuance feeS$225, plus S$30 per Multiple Journey Visa if needed
ProcessingWithin 6 weeks for most cases
ValidityUp to 3 years, not renewable

For family pass details, use our Dependent Pass calculator; PEP holders face no published salary threshold for family passes.

What Is Changing

Nothing announced for the PEP itself as of 3 Oct 2026; MOM's Committee of Supply 2026 factsheet is silent on it. The passes around it are moving. Tech.Pass, which shares the S$22,500 entry salary, closes to applications after 27 January 2027, and the ONE Pass gains an AI and Tech track the next day. The EP qualifying salary also rises from 1 January 2027, which matters when your PEP ends and you need an EP to keep working.

Planning for the End of a PEP

Because a PEP cannot be renewed, plan the next pass about six months before it expires. An employer can apply for an Employment Pass for you, subject to the EP salary and COMPASS; check your figure with our EP salary requirement calculator. If your pay has reached S$30,000 a month with one established employer, the ONE Pass is the longer-term option. For a full comparison, read our Personalised Employment Pass guide.

Frequently Asked Questions About the Personalised Employment Pass

Is the Personalised Employment Pass still available in 2026?

Yes. MOM's PEP pages are live, last updated in June 2026, with no notice of closure. The pass that is closing is Tech.Pass, after 27 January 2027.

What is the PEP salary requirement?

A fixed monthly salary of at least S$22,500 to apply. MOM benchmarks this to the top 10% of Employment Pass holders.

How much must I earn to keep a PEP?

A fixed salary of at least S$270,000 per calendar year, regardless of how many months you worked. If you applied before 1 September 2023, the figure is S$144,000.

Can I renew a PEP?

No. The PEP is issued once, for up to 3 years. To keep working afterwards you need an Employment Pass, S Pass or another pass such as the ONE Pass.

Can I start a business on a PEP?

No. MOM does not allow any business or entrepreneurial activity on a PEP, and sole proprietors, partners and director-shareholders are not eligible. The EntrePass or ONE Pass covers that.

What happens if I lose my job on a PEP?

You can stay up to 6 months without a job to look for a new one. If you are unemployed for more than 6 months at any point, you must cancel the pass.

Can overseas professionals apply?

Yes, if their last drawn fixed monthly salary of S$22,500 or more was paid within the 6 months before they apply.

Official Sources and References

Explore Catalyst Immigration’s other services:

Talk to Catalyst Immigration

The PEP is easy to get and easy to lose: a late job start or a long break can sink the calendar-year test without anyone noticing until renewal season, and there is no renewal. Catalyst Immigration helps PEP holders plan the year and the move to the next pass. MOM makes the decisions; we help you keep your options open.

Get in touch today for a free consultation.

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